Prepare Dr. Oetker Milk Chocolate Mousse as per package directions.
Spoon a layer of mousse into tall dessert glasses.
Set aside some of the apricot or peach slices for garnish.
Coarsely chop remaining fruit and drain off any juices.
Spoon fruit over mousse.
Continue to alternate fruit and mousse, finishing with mousse.
Garnish with a dollop of whipped topping and chocolate baking crumbs.